Funding My Business – providing funding solutions to accelerate growth. Our comprehensive services cater to the varied needs of businesses, providing avenues to expedite cash flow, acquire crucial assets, leverage card transactions, secure properties, navigate temporary financial gaps, and embark on ambitious development projects. Discover the flexibility and reliability your business deserves with our range of services crafted to fuel your growth aspirations.
Have you always dreamed of running your own business?
Maybe you have an established one but are overwhelmed with:
Life as a business owner can be lonely and sometimes having that trusted party who has your similar thoughts can be a massive help!
There are answers available to all these cries for help which will allow you to concentrate on your personal drive to succeed and grow as you want.
The Investment strategy is based on the principle that whatever cash figure you may have available or alternatively existing assets can be used to leverage and provide your contribution, a funder may be agreeable to match this (and possibly more).
Once this has been agreed by the funder, they will match your investment and provide additional services where required. This allows you to continue to win new business opportunities!
Matched Funding / Cash Investment is usually based on the funder also taking a small stake in the business enterprise at an agreed level and making it a true partnership for mutual value and success.
Allows experienced Developers to have a construction portfolio where they already have sites with Money & PGs tied-up but have capacity to continue to build whilst not risking more of there own capital which may be needed or deployed elsewhere for existing sites.
Invoice finance allows a business to draw down on a percentage of outstanding invoices as soon as the goods or services have been delivered. Original payment terms are still in place with the client, but money is available for a business to pay bills (supplier invoices, wages etc.). There are variations of invoice financing available, and the most suitable type will be selected following discussions. This type of finance is perfect for a growing business needing to speed up cash flow.
Asset finance is a facility where an asset financier takes a fixed charge over a specific asset or assets to provide funding into a business. The amount of funding will depend on the asset, the residual value and the ease in which a finance company could sell it on. Asset finance can be used to buy new assets or refinance existing ones.
A set amount is agreed with a lender and repayments are made over a set time-period either fixed or variable. Loans can be in the form of unsecured or secured loans (against a tangible asset).
Bridging finance is a type of short-term secured loan which bridges the gap when a business is buying something, but funds are not yet available from another sale. Bridging is seen as a temporary financial funding solution.
MCA uses a card terminal as security for borrowing. This solution is good for businesses lacking in assets, but with a good volume of card transactions every monthly, e.g. retailers, pubs, or restaurants. Repayments are taken directly from the terminal provider and are taken as a percentage of card takings, works well for seasonal businesses as repayments are made based on a percentage of sales rather than as fixed amounts.
